How Much Does Credit Repair Cost?
Two clear programs. Real people doing the work. One honest conversation to find your fit.
Whether you need to protect your identity, monitor your credit score, or need full “Done-For-You” professional credit repair, including a positive tradeline – we have the plan to meet your needs.
No cost and no obligation. Every credit profile is different and results vary.
At a glance
- Credit Builder
- $399
- Supreme
- as low as $999
- Family member add-on
- 0% off
- Consultation
- Free
Flexible payment options are available on the Supreme plan. Pricing shown is the program pricing described below.
Why this matters
What you are actually paying for
Credit repair is professional work on the one file that quietly decides what you pay for almost everything. Here is where that investment goes.
Stronger approval potential
A cleaner, better-structured credit profile is what lenders look at first. We work on what is holding yours back.
Better borrowing opportunities
Credit affects the rates and terms you are offered on homes, vehicles and business capital. Small differences add up.
Guidance, not guesswork
We read your reports with you and explain exactly what each item means instead of leaving you to decode it alone.
Support from a real team
You get people who answer, follow up, and stay with you through the whole process—not an automated portal.
Less stress and uncertainty
A written plan and monthly coaching replaces the anxiety of not knowing what to do next.
Legal muscle when it is warranted
Supreme members get a legal team to review reports for FCRA* violations and file on their behalf with no upfront fees.
Not sure which program fits your credit?
A free consultation is the fastest way to find out. We review where you stand today and walk you through the options—no pressure, no obligation.
Choose your program
Compare the two plans
Both plans include monthly coaching and a credit-building tradeline. The difference is how much dispute work and legal support is done for you.
Monthly Credit Coaching
Credit Builder
$399
$99 First Work Fee
Best for
Building structure and new credit
For people whose main need is a plan: coaching, budgeting, establishing new credit, and help intervening with creditors.
What’s included (6 items)
- Monthly Credit Coaching
- Debt Payoff and Budgeting System
- Coaching to Establish New Credit
- Creditor Interventions
- Cease & Desist Letters
- Credit Building Trade Line
Free, no-obligation consultation first. Results vary.
Repair + Build Credit
Supreme
As low as $999
Flexible payment options available
Best for
Full done-for-you repair and rebuild
For people with negative items across multiple bureaus, creditors or collections who want unlimited disputes plus legal review of their reports.
What’s included (13 items)
- Monthly Credit Coaching
- Debt Payoff and Budgeting System
- Coaching to Establish New Credit
- Unlimited Disputes With all 3 Credit Bureaus
- Unlimited Disputes with all Creditors
- Unlimited Disputes w/ all Collection Agencies
- 24/7 Access to Client Portal
- Cease & Desist Letters
- Credit Building Tradeline
- Bill Reminder System
- Debt Negotiation
- Legal team to review credit report for FCRA* violations
- Legal Team to file litigation on client's behalf with no upfront fees.
Free, no-obligation consultation first. Results vary.
Most credit companies only dispute a few items at a time. With our program, you will have unlimited custom disputes targeting both the credit bureaus and the collection companies. We provide you with access to Tradelines and Credit Boosting Tools to help speed up the credit repair process.
Everyone’s credit situation is different, that’s why we recommend you schedule your Free Consultation Today.
*The FCRA is a federal law that regulates how consumer credit information is collected, used, shared and reported.
Family add-on
0%
off their enrollment fee & off their monthly plan rate
Available when you add a family member to your own enrollment.
Better together
Good Credit Runs in the Family
Good credit isn’t just a personal asset—it benefits the entire household. When family members share financial responsibilities, their credit health can directly impact joint opportunities like qualifying for a home loan, financing a vehicle, or securing better interest rates.
That’s why enrolling your spouse or partner in a credit-building program alongside your own journey is so important. Lenders often evaluate both individuals on joint applications and typically base their decisions on the lower credit score. This means that even if one of you has excellent credit, a lower score from the other can limit your options or result in higher rates.
We make it easy (and affordable) for families to build credit together. When you enroll in our program, you’ll have the opportunity to add a family member at half price.
Let’s build stronger credit—and a stronger future—together.
Why clients choose us
There is real service behind the price
A no-pressure consultation
The consultation is free and carries no obligation. If we are not the right fit for your situation, we will say so.
A transparent process
You will know what we are disputing, why, and what to expect next. Supreme members also get 24/7 client portal access.
Real people helping you
Monthly coaching with someone who knows your file, plus creditor interventions handled on your behalf.
Backed in writing
If at any time you are not satisfied with our efforts, we refund all money paid, excluding the initial enrollment month fee.
Let’s build a plan around your actual credit report.
Bring your questions. We will look at where you stand, explain what we see, and recommend the plan that fits—or tell you if you don’t need us yet.
Pricing questions, answered honestly
Why does credit repair cost money?
You are paying for professional work: reviewing your reports, drafting and sending custom disputes to the bureaus, creditors and collection agencies, tracking responses, and coaching you month to month. That is ongoing labor by a real team, not an automated form letter.
Which plan is right for me?
Credit Builder fits people who mainly need coaching, structure, and help establishing new credit. Supreme fits people who also need unlimited disputes across all three bureaus, creditors and collection agencies, plus legal review. The free consultation is the fastest way to tell which one fits your situation.
Can I start with a consultation first?
Yes. The consultation is free, with no cost and no obligation. We look at where your credit stands, talk through your goals, and explain your options before you decide anything.
Do results vary?
Yes. Every credit profile is different and outcomes depend on what is on your reports and how the bureaus and creditors respond. No credit repair company can legally guarantee a specific score increase or the removal of accurate information.
Can I add a family member?
Yes. When you enroll, you can add a family member for 50% off their enrollment fee and 50% off their monthly plan rate.
What if I am not sure what I need?
That is exactly what the free consultation is for. There is no pressure and no obligation—if we are not the right fit, we will tell you.
Backed in writing
Our Satisfaction Guarantee
At Snap Credit Fix Inc., your satisfaction is our top priority. While we cannot guarantee specific outcomes—because every credit situation is unique—we are confident in the quality of our work and fully committed to providing you with exceptional service. If at any time you’re not satisfied with our efforts, we’ll refund all money paid, excluding the initial enrollment month fee. We’re here to support you every step of the way and will always strive to exceed your expectations.
Our Promise to You
Straightforward commitments we hold ourselves to on every single account.
- You can cancel your service at any time—no long-term commitments.
- We will never over-promise or guarantee specific results.
- Your private information will always be protected and secure.
- You will be treated with professionalism, respect, and courtesy.
- We will respond to your questions and requests promptly.
Snap Credit Fix Inc. does not guarantee specific score increases, the removal of accurate information, or approval for any loan or line of credit. Every credit profile is different and results vary. Services provided depend on your individual needs and are determined after your free consultation.